Who We Are
EC Lending has been a trusted leader in hard money and commercial lending for over 30 years. Our experience and deep-rooted industry knowledge have positioned us as a reliable partner for real estate investors and operators.
We specialize in navigating the complexities of real estate finance by offering custom loan packages that meet our clients' specific needs. Whether it's short-term bridge loans or long-term investment strategies, we provide fast, transparent, and adaptable financing solutions.
We've built a reputation for delivering results through efficiency, integrity, and personalized service.
Our Vision
At EC Lending, we specialize in unlocking potential through strategic real estate financing. From bridge loans and construction financing to foreclosure bailouts and multi-family investment support, we help our clients seize opportunities and maximize returns in today's market.
Flexible Loan Programs Built for Real Estate Investors
Whether you're fixing and flipping, building new developments, or acquiring long-term rental properties, EC Lending has a loan solution tailored to your goals.
Bridge Loans
Short-term financing for rapid property acquisitions or transitions between funding sources.
Cash-Out Refinance
Access equity in existing properties to reinvest or reposition your portfolio.
Construction Loans
Ground-up development capital with flexible draw schedules and fast approvals.
Buy & Hold Loans
Rental Property Financing with terms designed for long-term investors.
Fix & Flip Loans
Purchase and rehab financing for residential investment properties.
Foreclosure Bailouts
Strategic funding to rescue distressed assets before they're lost.
Recent Transactions
Bayonne, NJ
FHA Commercial Refinance
$513,837 - 6.25%
Wilmington, NC
Construction Cash-Out
$2,950,000 - 13%
Lancaster, PA
Commercial Bridge Refinance
$21,500,000 - 13%
Scarborough, ME
SBA Bridge to Perm
$770,000 - Prime + 2.00%
Phoenix, AZ
Commercial Refinance
$1,000,000 - 11.99%
Philadelphia, PA
Commercial Refinance
$2,136,452 - 12%
Pittsboro, NC
Investment Cash-Out Refinance
$223,800 - 7.3%
Binghamton, NY
Commercial Cash-Out Refinance
$294,000 - 7.75%
Wilmington, NC
SBA Refi Working Capital
$3,240,000 - Prime + 2.75%
Boston, MA
Construction Completion Refinance
$6,375,000 - 10.99%
Brentwood, NY
Foreclosure Buy Out
$350,000 - 15%
Covington, TN
Commercial Bridge Refinance Cash-Out
$385,000 - 12.99%
Liberty, NY
Commercial Bridge
$735,000 - 12.99%
Hollywood, FL
Commercial Bridge Refinance
$1,100,000 - 13%
Wilmington, NC
Commercial Bridge
$2,400,000 - 12.99%
Davenport, FL
Cash-Out Refinance
$199,500 - 10.615%
Wilmington, NC
Commercial Bridge Refinance
$550,000 - 13%
Bronx, NY
Cash-Out Refinance
$500,000 - 11.74%
Chicago, IL
Commercial Bridge
$492,500 - 11%
St. Louis, MO
Commercial Term
$175,000 - 12.74%%
Westbury, NY
Investment Fix & Flip
$439,300 - 11.34%
Madisonville, LA
Refinance Investment Construction
$1,200,000 - 14.49%
Miami, FL
Foreclosure Bail-Out Bridge
$8,000,000 - 11.99%
St. Louis, MO
Commercial Refinance
$700,000 - 11.99%
Patchogue, NY
Investment Construction
$1,600,000 - 9.00%
Bethpage, NY
Investment Refinance Cash-Out
$525,000 - 7.125%
Janesville, WI
Commercial Refinance
$5,100,000
Philadelphia, PA
Construction Cash-Out
$1,200,000 - 9.99%
Address
360 Motor Parkway, 200B
Hauppauge, NY 11788
Phone
212-426-DEAL (3325)
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM EST
Saturday: 10:00 AM - 2:00 PM EST
Sunday: Closed
Ready to discuss your next real estate investment? Our experienced lending team is here to help you navigate the financing process and find the right solution for your needs. Contact us today for a consultation.